My girlfriends and I get-together at least once-a-week. During one of our usual chats over coffee, "sudden death" became one of our discussion topics. There was a case whereby a healthy and fit 30-something executive suddenly collapsed and died leaving a stay-at-home wife with two children. Overnight, her life changed forever. Not only she had to deal with the sudden death of her spouse, she had to start fending for herself and her two young children. Fortunately, her spouse did have a term life insurance, that would at least preserve some financial stabilty for some period of time. Otherwise, life would be mighty hard!
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