Vehicle Insurance a MUST!

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When I first moved here, I received advice from many people "NOT to drive, and to just utilise the driver". However, not heeding their advice, I went behind the wheel. The first time, I drove to the supermarket nearby. It was uneventful. The following week, I attempted to drive H to the office. It was a long weekend, and the roads were pretty clear. Not far from my home, I proceeded to emerge cautiously from a junction when the light turned GREEN. However, a reckless motorcylist dashed through and emerged right in front of my car.

BANG!

The guy fell from his bike and was wedged just under the front of my car. It was a terrible terrible experience. We sent the guy to the hospital, waited and shuttled between the hospital and the Police Station. Luckily, everything was sorted smoothly. I was told that because I was a foreigner, I could have been locked-up or attacked by a mob at the scene of the accident.

On hindsight, when the accident happened, I should have contacted the car leasing company immediately, as they had a dedicated personnel that dealt with all the Automobile Insurance Policies. The personnel did handle all the insurance claims, including the medical claims from the accident victim.

I hope this accident will not make insurance companies categorize me a POOR DRIVER, as I believe it was the reckless motorcyclist's fault. But I supposed I can still find a company that will provide competitive Poor Driver Auto Insurance Rates if it comes to that!