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We bought our house in PJ about 3 1/2 years ago, and have been paying the mortgage diligently every month. We have not really been following the current base lending rates nor the current refinancing packages that are being offered by the many mortgage lenders. My sister has just refinanced her home with another bank, and managed to save quite a bundle in the overall payments. Thus, she has been advising me to refinance with a different bank. The problem is that I am told that the new MyKad would need to be used for verification, and for the longest of time, H had not had a MyKad until recently. I guessed we should start looking into the various Mortgages options that are currently available in the financial marketplace. No point in paying more interest than required, right?
We bought our house in PJ about 3 1/2 years ago, and have been paying the mortgage diligently every month. We have not really been following the current base lending rates nor the current refinancing packages that are being offered by the many mortgage lenders. My sister has just refinanced her home with another bank, and managed to save quite a bundle in the overall payments. Thus, she has been advising me to refinance with a different bank. The problem is that I am told that the new MyKad would need to be used for verification, and for the longest of time, H had not had a MyKad until recently. I guessed we should start looking into the various Mortgages options that are currently available in the financial marketplace. No point in paying more interest than required, right?
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